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Read more How Accelerating Student Loan Debt Could Block Millions From Homeownership

How Accelerating Student Loan Debt Could Block Millions From Homeownership


According to Zillow Reports, half of renters and 39% of homebuyers put off buying a new home due to their student debt. Many potential homebuyers, particularly homebuyers of color, find themselves with burdening debt-to-income (DTI) ratios which disqualify them from even applying for a mortgage. The DTI ratio measures what percentage of a consumer’s income … Read more » “How Accelerating Student Loan Debt Could Block Millions From Homeownership”

Read more Pandemic relocation shifted rent rates across the United States

Pandemic relocation shifted rent rates across the United States


During the pandemic, many Americans were forced to relocate to more affordable locations. The aftermath of this was contrary to their intentions. From San Francisco to Sacramento, New York to Kingston, citizens migrated to cities where the residents earned less and rent would be manageable amid the financial crisis. In hopes of affordability, they were … Read more » “Pandemic relocation shifted rent rates across the United States”

Read more The least and most affordable places to live in California

The least and most affordable places to live in California


Recent CIRB articles have discussed the urgency for affordable housing in California. For those who are deciding to stay in the Golden State, the search for affordable housing options may be difficult. Fortunately, CAR released data regarding the California housing affordability index for 2020 Q4 (October 1 – December 31). According to the data, the … Read more » “The least and most affordable places to live in California”

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